NWCA Newsletter

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Newsletter Index

Welcome to the NWCA Newsletter! 

We strive to educate residential builders, contractors, trades and their insurance agents about risk management issues affecting the industry.  Insurance and risk management are a big part of affordable housing.  Our newsletter is brief and single topic.  We’re providing this archive to our audience free of charge and appreciate links to our page with appropriate credit.  Please be sure to sign up for our social media if you’d like information as it happens!

NWCA Newsletters at a Glance

January 2022 – When Do Captives Make Sense?

December 2021 – Happy Holidays!

November 2021 – Claims Ready? What is that?

October 2021 – Fire! How Fire is Affecting Insurance for Builders

September 2021 – Ghost Policies: Some Spooky Stuff

August 2021 – Announcing…The Construction Insurance Risk Education Program (CIRE)

July 2021 – Who should purchase Builders Risk?

June 2021 – Myths – Admitted vs Surplus Lines

May 2021 – Top Liability Problems for Builders

April 2021 – Faulty Work Can and Should Be Covered!

March 2021 – What makes a “silver bullet” wholesaler?

February 2021 – How to get favorable liability terms for builders, subcontractors, and trades

January 2021 – What type of wholesaler do you need as the market hardens?

December 2020 – There’s a Hard Market coming…Now is the time to Prepare!

November 2020 – Certificate of Insurance – What’s the big deal?

October 2020 – Excluding Your Work – Not a Good Thing

September 2020 – What’s in a Good Subcontract and Why?

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SPP Data

The data used to generate the Safety Intelligence Report is derived from over seven-years of research and
involves 9,000 contractor employers. Unlike most safety data, SPP’s metrics include the impact of
improved Employee Screening and Claims Readiness.
Take drug testing for example, a seasoned State work comp veteran firmly believed that drug testing was
the most important focus for his large group of contractors. After 5-years we tested the group and found
that it represented only 25% of the practices measured for impact on claims. While still being a very
important procedure to require, it’s was low on the totem pole compared to Claims Readiness. Having the
largest influence across that particular group, Claims Readiness should definitely be high priority moving