Success, Capabilities, Partnership

In recent years we’ve made substantial changes in how we do business, both with our insurers and with our retail agency partners.  Growing 150% in the last three years, revamping our web presence and social media strategy, and establishing effective partnerships to bridge the residential construction and insurance industries, we now have various new capabilities and achievements to “hoot” about.

  • Exclusive and unique Smart Home/Cyber 1st/3rd party coverage product
  • New business closing ratio of 55% (all lines)
  • Teamwork that insures the 23rd and 45th largest home builders in the USA
  • Approved as wholesaler for world’s largest retail brokerage
  • Operations in 23 different states where residential construction needs us most
  • Sustained representation and service at the National Association of Home Builders (NAHB) through:
    • Professional Women in Building Council
    • Construction Defect and Building Materials Committee
    • Construction Health and Safety Committee

The range of products WISE offers to residential home building and construction is comprehensive and unique:

  • General Liability with $1,500 minimum premium, “Cadillac” coverage at a low $5,500 MP
  • Simplified audits
  • Condo/Townhome work up to 50 unit developments OK (new construction too)
  • Smart Home/Cyber Liability (1st and 3rd Party) at $1,300 MP
  • Professional and Pollution Liability, ALL types of contractors and construction
  • Builders Risk and Installation Floaters, as low as no MP (coastal, non-coastal)
  • Excess Casualty with $750 MP, partial year and project specific OK
  • Competitive Workers Compensation solutions with unique and proprietary tools
  • Large Builder Casualty product where cash warranty costs apply to deductible or SIR
  • Large Home Builder renewable general liability rates as low as $1.75 on annual sales
  • Difficult Trades welcome: roofers, retaining walls, foundation, plumbers, pool contractors, and more
  • ALL “A” rated solutions, admitted and non-admitted

Our Best Retail Agency Partners:

  • Understand Smart Home and Cyber Liability
  • Focus on Residential Construction
  • Serve their Local Home Builders Association(s) or niche builder groups
  • Believe in both mitigating risk and transferring risk with larger accounts
  • Commit to mutual performance standards
  • Understand the meaning of “Rifle vs Shotgun”
  • Appreciate consistency, reliability, and sustainability
  • Write accounts from $1,500 to $1,2M per year in annual premiums
  • Use WISE instead of the more corporate wholesalers who we beat most of the time

Our “boutique” approach in working with key agents has not changed. We are still a “trust based” relationship wholesaler with creativity and depth of problem solving expertise.